I'm alone here with the TV, and I talk back to it. The greatest invention sinceTV is the mute button! So few advertisements sell anything, except the supposed cleverness of the advertising creators. Some investment firm - I choose not to remember the name - stages a supposed visit from one of its investors during which the soothing voice of calm experience explains that he knows how concerned his client is and has asked him to come by to reassure him. The line that gets to me begins "In our experience in times like this . . . ". What a crock!! Mr. Soothing voice of reason has no experience in times like this. We have never had times like this before. Who's he trying to fool? Well, I guess we know the answer to that.